BROWN...

Brian and I budget our money and we thoroughly consider each purchase. We have some guidelines that we follow when making a purchase.

Today one of the boys was watching "Biz Kids" and a lady described the "BROWN" method to making purchases...

B... Budget (how do you know if you can afford something if you don't know what you have)
R... Research (make sure the purchase is worth what you are paying for it)
O... Own it (You are the one who will own it, so don't feel pressured by anyone to buy it)
W... Walk Away (if the price isn't right, be willing to walk away)
N... Negotiate (if the price is right, then negotiate to get the best deal)

That perfectly sums up our philosophy on spending!! I am totally going to teach my kids the "BROWN" method to shopping!